New Aon Data Centre Insurance to Deliver Faster Cloud & AI

Leading global professional services firm Aon has announced the launch of its Data Centre Lifecycle Insurance Program (DCLP), a multi-line insurance facility designed to help clients manage risk across every stage of data centre development and operations.
The program is set up to provide seamless coverage in the data centre, from construction through to operational readiness, under a single integrated facility.
“Today’s data centres are the backbone of the global economy,” says James MacNeal, Global Industry Specialty Leader of Construction and Infrastructure at Aon.
“Our Data centre Lifecycle Insurance Program empowers clients to make better decisions, moving faster and more confidently, with protection that evolves alongside strategic assets, from physical infrastructure to digital operations.”
Building resilience and mitigating risk
As global investment in digital infrastructure surges – particularly when it comes to AI, cloud computing and surging demand for computing capacity – clients are facing increasingly complex risk profiles.
To tackle this, DCLP is eager to deliver an integrated solution that spans construction, cargo, cyber and operational exposure under one coordinated programme. The firm says the result will be greater capital efficiency, faster execution and stronger resilience across infrastructure projects.
By unifying traditionally fragmented coverage across multiple lines of business, DCLP hopes to enable clients to reduce friction in procurement, accelerate project timelines and enhance investor confidence.
Aon says the facility also integrates advanced risk engineering and cyber impact modelling to help clients anticipate, quantify and respond to emerging threats across both physical and digital domains.
- Up to US$1.5bn in coverage for Construction All Risks, Delay in Start-Up and Operational Property Damage/Business Interruption
- Construction Cyber Physical Damage up to US$400m, including Construction Non-Damage Cyber and Operational Cyber and Tech E&O
- Third-party liability coverage up to US$100m (excluding US exposures)
- Project cargo and transport insurance up to US$500m
- Integrated risk engineering and cyber impact modelling through Aonβs Global Risk Consulting team
As digital infrastructure booms more than ever before, ensuring a robust data centre supply chain is paramount.
Aon says that data centre clients require coordinated solutions that align insurance protection with operational performance and stakeholder expectations. To support this, the DCLP is intended to help clients navigate a modern risk environment by consolidating coverage, surfacing insight earlier in the development cycle and providing the tools to mitigate loss before they escalate.
“Data centres are no longer just physical assets, they are platforms for innovation, connectivity and economic growth,” explains Brian Hearst, Managing Director of Construction for Aon.
“DCLP reflects our commitment to helping clients shape better decisions, protect what matters most and build enduring infrastructure for a more digital world.”
Protecting digital assets
The launch of DCLP is the latest example of how Aon is delivering on its 3x3 Plan, which involves raising the standard for client service delivery while scaling innovation across the firm’s Risk Capital and Human Capital capabilities.
It also brings together Aon’s global expertise, carrier relationships and analytics infrastructure to help clients address interconnected challenges with greater clarity, confidence and speed.
As the data centre industry offers many complexities and risks – both physical and digital – having a detailed insurance strategy has become essential for safeguarding a company’s assets.
Marsh says that data centres have evolved into in-demand assets for many investors, operators and builders – a trend expected to continue, influencing the data centre market and the technologies behind it for many years to come.

